The first is our age and health. Either of which might cause us to have to cancel out trip. Travel insurance will cover any non-refundable payments we have made.
The second has to do with where we go which is a bit off the beaten path. We have sailed the Amazon River and Antarctica. We have been to the interior of Peru. We've been to the Galapagos Islands. If we were to become hurt or ill enough to require evacuation, it would be very expensive. Our travel insurance will cover that emergency expense.
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As we get older, the insurance becomes more expensive. But considering some of the places we go, I don't give buying it a second thought. Although she always checks before getting it for us, our travel agent knows we want it.
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